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Michael Spelfogel, the co-founder and president of Cardless, recently joined Wealth! to discuss his company and provide insight into the changing credit card landscape. Spelfogel emphasized the importance of selecting a credit card that aligns with an individual’s preferences and spending habits. With so many credit cards available today, it’s crucial to choose one that offers rewards in areas where you spend the most.

Spelfogel gave examples of companies like Robinhood (HOOD), which caters to younger generations like Gen Z and Millennials. He stressed that companies like Cardless aim to expand access to credit cards and offer a wider range of products to consumers. By providing options tailored to different demographics and preferences, consumers can make informed choices about their credit card usage.

According to eMarketer, credit cards remain the most popular payment method for US consumers until next year, with total credit card transactional value projected to reach $3.8 trillion in 2025. However, with changing rewards and fees, it can be challenging for consumers to determine which cards are the best to use. To help consumers navigate this landscape, Wealth! provides expert insights and the latest market updates in a full episode featuring Michael Spelfogel.

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