New data released by the Capital Markets, Insurance and Pensions Authority has shown an increase in life expectancy. This information is vital for pension funds and schemes as they must consider life expectancy when calculating benefits. As a result of the new data, the monthly pension for new retirees will be reduced by approximately 0.5%. Additionally, the cost of disability pension insurance will increase while the cost of death pension insurance will decrease.
It’s important to note that these changes do not affect policies with a guaranteed conversion rate, as these were no longer sold after 2013. For insurance policies without a guaranteed rate, the pension size for new retirees will decrease by around 1%.
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Overall, it’s clear that both pensions funds and online casinos are taking into account changes in life expectancy when making decisions about benefits or gameplay options respectively.